RETAIL BANKING

Smart Union Commercial Brokerage is a leading financial products distribution company in the UAE. With over 700 dynamic agents and strategic partnerships with some of the country's most reputed banks, we are dedicated to creating value through integrity and high-quality service. We believe in nurturing our human capital so they can effectively contribute towards creating a sustainable and valuable financial ecosystem. At Smart Union, excellence, integrity and innovation are our hallmarks.

OUR SERVICES


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Credit Cards

Smart Union’s credit card service provides customers with flexible revolving credit to meet everyday financial needs. It allows users to make purchases, access cash advances, and conveniently transfer balances with ease. Alongside these core benefits, the service offers attractive rewards programs that add value to spending, helping customers maximize their financial choices. Advanced security features are built in to ensure safe and reliable transactions, giving peace of mind with every use. Additionally, a user-friendly online account management system makes tracking expenses, managing payments, and monitoring rewards seamless, ensuring customers enjoy both convenience and financial control in one solution.

Impact that truly matters

  • Over

    500k

    Customer Applications Processed

  • Over USD

    2Bn

    Credit Disbursed

  • Over

    1000

    EMPLOYEES

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Personal Loans

Achieve your personal financial goals with our tailored personal loan solutions designed to meet your unique needs. Whether you are planning a significant purchase, consolidating existing debts, or managing unexpected expenses, our personal loans offer competitive interest rates and flexible repayment terms for your convenience. We understand that every financial journey is different, which is why our offerings are customized to provide the right support at the right time. Backed by a dedicated team of professionals, we ensure a seamless, transparent, and hassle-free borrowing process, giving you the confidence and financial freedom to move forward with peace of mind.

Impact that truly matters

  • Over

    500k

    Customer Applications Processed

  • Over USD

    2Bn

    Credit Disbursed

  • Over

    1000

    EMPLOYEES

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Auto Loans

At Smart Union, we simplify vehicle ownership with our personalized auto loan solutions designed to match your unique needs. Whether you are planning to buy a brand-new car or refinance your existing one, our loans come with competitive interest rates and flexible repayment terms for your convenience. We focus on making the process smooth and stress-free, starting with a streamlined application and continuing through to fast approvals. Our goal is to help you get behind the wheel of your dream car without unnecessary delays, giving you the financial flexibility and confidence to drive forward with ease and peace of mind.

Impact that truly matters

  • Over

    500k

    Customer Applications Processed

  • Over USD

    2Bn

    Credit Disbursed

  • Over

    1000

    EMPLOYEES

At Smart Union, we focus on excellence and customer satisfaction. Our tailored strategies align with the specific needs of our clients, emphasizing quality checks, compliance, and strong relationship management. At Smart Union, we focus on excellence and customer satisfaction. Our tailored strategies align with the specific needs of our clients, emphasizing quality checks, compliance, and strong relationship management.

OUR TRUSTED CLIENTS

OUR METHODOLOGY

Quality

Volume

Compliance &
Governance

Why
Choose Us

VALUE - PROPOSITION AND PROJECT UNDERSTANDING:

Developing a thorough understanding of the value proposition for each product empowers us to effectively target customers. Our sales executives are not just trained; they're honed to identify and address customers' precise pain points. By aligning the customer's requirements with the appropriate product, we enhance our

COMPLIANCE ADHERENCE:

In the fast-paced arena of sales, adherence to compliance isn't just a rule; it's the cornerstone of our longevity. We enforce stringent processes across solicitation practices, customer documentation, IT protocols, and access management, ensuring unwavering adherence to our Standard Operating Procedures and Code of Conduct,

RELATIONSHIP MANAGEMENT:

Our relationships aren't just connections; they're conduits of mutual growth. We prioritize nurturing an ongoing feedback loop with stakeholders across our value chain. By fostering effective communication with the management team of our banking partners, we ensure seamless alignment. This facilitates invaluable

Perks Of Working With Us

At Smart Union, we are dedicated to our employees' well-being and growth. Here’s what we offer:

EMPOWER YOUR FUTURE WITH US